Lively's pricing is simple and affordable. Never be surprised by hidden fees.
Individuals
$0.00
- Free for individuals & families
- FDIC insured, interest bearing
- Free to access investments (optional)
No annoying monthly fees just to have an HSA.
Employers
$2.95
Per employee per month
- Intuitive dashboard administration
- Effortless contribution management
- Personalized investment options
Streamline HSA administration for less.
* FDIC insured through our bank partner, Choice Financial, for so long as funds remain with Choice Financial.
HSA Fees
We believe in transparency and offer affordable pricing. Here is our fee schedule.
HSA Interest Rates
Interest is paid on cash balances within your Lively HSA. The annual percentage yield (APY) can be found here.
Affordable
Free for individuals & families. $2.95 per month per employee for employers. No minimums to start investing.
Trusted
All HSA accounts are FDIC insured and receive access to stellar customer service.
Intuitive
Our user-friendly software allows you to streamline how you invest in your health.
Invest your HSA funds
Choose from two industry-leading investment solutions: Self-Directed Brokerage Account from TD Ameritrade (free to access) and Guided Portfolio from Devenir (0.50% annual fee).
No minimum cash balance required
Fund with one-time, sweep, or recurring transfers
Monitor from your online dashboard or mobile app
Frequently Asked Questions
Here are some of our frequently asked questions. See All FAQs
Can I open an HSA with Lively if I don't want to invest?
Yes, investments are 100% optional.
Is there a fee to add investments?
Lively does not charge a monthly fee to access investment capabilities through the Self-Directed Brokerage Account by TD Ameritrade. Please note that other investment fees may apply. Full details of TD Ameritrade fees can be found here.
Lively charges a 0.50% annual management fee for access to investment capabilities through the HSA Guided Portfolio by Devenir, including automated features such as rebalancing. The fee is based off of invested assets and debited quarterly.
Be sure to consult with a financial planning and/or tax professional as needed to understand your options.
Can I transfer an existing HSA to Lively?
Yes, you can enter information related to a transfer during the enrollment process and at any point after your account is finalized.
My employer lets me pick my own HSA provider. What is the cost?
The cost is $0 for you and your employer. Please note: since we aren’t working with your employer directly, you will be managing contributions through them.
How safe is my money?
Your HSA cash funds are sitting in an FDIC-insured account (earning interest) with our bank partner – Choice Financial. Your HSA money is insured for up to $250,000.
Ready to get started?
Sign up for your Lively HSA in just a few minutes.