You have been preparing for retirement for decades. You are so close. Now it’s time to get the final items off your plate so you can get ready and retire. This has been a long time coming, here we go! Ace these 5 financial moves so you can finally retire (and stay retired). Shuffleboard optional.

Now that retirement is coming into view, focusing on a few key financial moves today can ensure you will land in retirement in solid shape. Don’t be too proud to play catch up, while setting up tax-free income for retirement.

When you land in your 40s, financial juggling skills would come in handy given all the goals (challenges) on your plate. Raising the kids. Raising your retirement savings. All while likely handling some big-ticket debts, from continuing to pay off student loans to a home mortgage.

Making the smartest financial moves in your 30s is all about fine-tuning a few moves you started in your 20s, and being smart about your borrowing. Now that you are earning more, and perhaps are married –with kids aboard, or in the plans – finding the right balance between spending and saving for tomorrow is…

For all that you learned in school, chances are it didn’t include much in the way of how to ace the personal finance stuff. It’s rare for high schools and colleges to focus on these vital life skills. No worries. Follow these five financial moves and you will be off to a great start.